Start with permission.
Your customer authorises collections through a SEPA Direct Debit mandate. It creates the foundation for the payments that follow.
A clear agreement with your customer.
Recurring payments.
Less chasing.
One customer mandate. A repeatable collection process.
Clear reporting for your recurring euro payments.
Permission. Recurrence. Visibility.
From mandate
to payment reporting.
From customer permission to clearer reporting, follow the collection journey.
Give each collection a plan.
Prepare payment instructions through an API connection or a batch file, according to your agreed setup and collection schedule.
A process that fits the way you work.
Put the collection in motion.
Submit eligible EUR collections through SEPA Direct Debit. Follow their progress, with visibility into returns or exceptions that need attention.
Less manual chasing. More visibility.
Know what needs your attention.
Use payment-status information and reconciliation reporting to understand collections and keep your records aligned.
A clearer picture of your collections.
For subscriptions, memberships
and instalments.
Make every renewal feel familiar.
Collect regular subscription charges without asking customers to make a separate transfer each time.
A repeatable process for an ongoing relationship.
Illustrative example · €29 monthly subscription
€29Month 1First charge
€29Month 2Renewal
€29Month 3Renewal
€29Month 4Renewal
Customer mandate → scheduled collections
More time for your members.
Manage monthly or annual membership fees through an agreed collection process, so your team can focus on the community behind them.
A collection rhythm that fits your membership model.
Illustrative example · €180 annual membership
€180Year 1Join
€180Year 2Renew
€180Year 3Renew
€180Year 4Renew
Customer mandate → scheduled collections
One agreement. A clear schedule.
Collect a series of agreed payments over a defined period, under a customer mandate.
A structured approach to payments spread over time.
Illustrative example · €500 in four €125 instalments
25%Payment 1€375 left
50%Payment 2€250 left
75%Payment 3€125 left
100%Final paymentPaid in full
Customer mandate → scheduled collections
Know where
each collection stands.
Subscription
Awaiting
Membership
Awaiting
Instalment
Awaiting
Fits the way
you work.
Start with your existing systems. Choose the collection approach that makes sense for your team.
Find your approachKeep your systems connected.
Connect payment collections with your customer, billing or finance workflows. Prepare and submit instructions through your existing systems.
- Your billing tools
- API connection
- Collection instructions
For teams connecting an existing workflow.
Start with a collection file.
Prepare and submit multiple collections in a file, without requiring a full technical integration.
- Your collection file
- Batch submission
- Collection instructions
For teams that prefer a file-based process.
Start with
your world.
Rebeam helps businesses collect recurring euro revenue through SEPA Direct Debit Core. We start with how you operate, then help establish an appropriate collection process.
- Your customersWhere they are and how they pay
- Your volumesHow much and how often you collect
- Your systemsThe tools your team already uses
- Your reportingThe information you need to see
Designed to
be trusted.
Built on a regulated framework
SEPA Direct Debit operates under Regulation (EU) 260/2012, the EU framework governing euro credit transfers and direct debits, and follows the mandate and scheme rules set by the European Payments Council. Every collection is initiated only after a valid customer mandate, the same authorisation standard used across the SEPA area.
Rebeam is a commercial payments partner. Regulated payment services are provided directly by the relevant licensed financial institution.
Understand Rebeam’s roleBefore we
get started.
Ask us something else What is SEPA Direct Debit Core?
SEPA Direct Debit Core allows businesses to collect euro payments from customer bank accounts after the customer has provided a mandate authorising the collections. SEPA Direct Debit Core operates within the EU’s SEPA Regulation and the scheme rules set by the European Payments Council, giving consumers standardised protections, including refund rights, across all participating countries.
Does my customer need to make each payment manually?
No. A mandate authorises collections under the agreed terms, so your customer does not need to initiate a separate bank transfer for every payment.
Can I collect one-off payments too?
Yes. SEPA Direct Debit Core also supports authorised one-off collections, alongside recurring subscriptions, memberships and instalments.
Do I need an API integration?
Collections can be submitted through an API integration or batch files. The right approach depends on your existing systems, collection model and expected volumes.
Can a collection fail or be refunded?
Yes. Collections can fail or be returned, and SEPA Direct Debit Core includes refund rights. Payment-status reporting helps your team identify collections that need attention.
Is Rebeam suitable for every business?
Suitability depends on your business model, customer geography, expected volumes and applicable onboarding requirements. Start with a conversation about how you collect.
A brighter way
to collect recurring revenue.
Talk to Rebeam A straightforward initial conversation. No obligation.
Service availability depends on your business model, customer geography, expected volumes and applicable onboarding requirements.